This report can be accessed online via BIMB website: https://www.bankislam.com MATERIALITY AND MATERIAL MATTERS This report aims to disclose information about matters that substantively affect our ability to create value over the short, medium and long-term and to deliver on our core purpose. A thorough assessment of material issues to BIMB was conducted in 2022. Material issues were identified based on evaluating how we create value, the impact of the external operating context on the value creation, our stakeholders’ material interest, and the principal risks facing the Group. The content of this report focuses on the issues, opportunities and challenges that are material to both our stakeholders and our business, which consequently impacts our performance. By applying the principle of materiality to our reporting disclosures, we present vital topics that influence the Group’s strategy for creating long-term value for our key stakeholders. COMBINED ASSURANCE Our robust internal control and good governance practices support the report development process. Our Board of Directors (Board) provides assurance for this report, supported by external verification by PwC Malaysia, our auditors for financial information and providers of limited assurance on selected non-financial information. FORWARD-LOOKING STATEMENTS This IAR contains certain forward-looking statements about BIMB’s future performances and prospects. These statements and forecasts are based on current assumptions, judgements and involve uncertainties as circumstances may change. Various factors may cause actual results to differ materially from those expressed or implied by these forward-looking statements, such as several emerging risks and other factors that could adversely impact our business and financial performance. As such, these forwardlooking statements should not be construed as guarantees to BIMB’s future performance. APPROVAL BY THE BOARD BIMB’s Board acknowledges its responsibility in ensuring the integrity of this IAR, which in the Board’s opinion, addresses material issues to the Group’s ability to create value and fairly presents BIMB’s performance for the year 2022. This Annual Report for the financial year ended 31 December 2022 was approved by the Board on 19 April 2023, and signed on its behalf by: Tan Sri Dr Ismail Haji Bakar Chairman STAKEHOLDERS UN SDGs Investors Government & Regulators Employees Customers Local Communities Labour Standards and Practises Sustainable Supply Chain Collaboration and Partnerships Corporate Governance and Business Ethics Data Privacy and Security Risk Management
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