About Our Report CONTENTS • Provides a comprehensive overview of the Group’s performance for 2022 and the outlook for 2023 REGULATIONS COMPLIED • Malaysian Financial Reporting Standard • Companies Act 2016 • Bursa Malaysia’s Sustainability Reporting Guide • FTSE4Good Bursa Malaysia • Global Reporting Initiative G4 • Malaysian Code on Corporate Governance (MCCG 2021) SCOPE AND BOUNDARY OF REPORTING This Integrated Annual Report (IAR) is produced and published annually and covers our financial and non-financial performance for the reporting period of 1 January 2022 to 31 December 2022 unless otherwise stated. The report provides a complete and balanced review of the primary activities of the Group, namely our overall performance and the delivery of initiatives towards achieving our goals, providing material information relating to our strategy and business model, operating environment, material risks, stakeholder interests, performance, governance and prospects. The boundary of the report extends beyond financial reporting. It includes non-financial performance, opportunities, risks and outcomes attributable to/or associated with our key stakeholders, which significantly influence our ability to create value. REPORTING FRAMEWORKS BIMB’s integrated reporting process, as well as the contents of this report, are guided by the principles and requirements of the following: • Value Reporting Foundation (VRF) • Malaysian Code on Corporate Governance (MCCG 2021) by Securities Commission Malaysia • Companies Act 2016 • Bank Negara Malaysia Corporate Governance Policy Our financial statements for the Financial Year Ended 31 December 2022 have been prepared in accordance with the following: • Malaysian Financial Reporting Standards (MFRS) • International Financial Reporting Standards (IFRS) • Companies Act 2016 • Bank Negara Malaysia Policy Documents and Guidelines • Islamic Financial Services Act 2013 Corporate Book STRATEGIC FOCUS AREAS MATERIAL MATTERS KEY RISKS How to navigate our report CAPITALS Sustainable Prosperity SP Real Economy RE Customercentricity CC Values-based Culture VBC Community Empowerment CE Digitalisation D Manufactured Financial Intellectual Human Social and Relationship Natural Credit Risk Market Risk Liquidity Risk Operational Risk Information Technology (IT) Risk Shariah Non-Compliance (SNC) Risk Regulatory/ Compliance Risk Climate Risk Sustainable Economic Performance Customer Experience Purposeful Financial Services Environmental Stewardship Community Enrichment Energy and Climate Change Talent and Development Employee Wellbeing, Health and Safety Diversity & Inclusion
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