Bank Islam Integrated Annual Report 2022

OVERVIEW OF BIMB 01 4 Vision | Mission | Our Brand Promise | TAAT Values | Who We Are | Highlights 5 2022 Key Highlights • Financial Highlights • Business Highlights • Sustainability Highlights 6 Awards & Recognition 7 Our Competitive Advantages 8 Our Presence 10 What We Do: Core Businesses 11 Our Products & Services 12 How We Are Structured 13 Significant Events 2022 VALUE CREATION AT BIMB 03 30 Our Integrated Approach to Value Creation 32 Our Value Creating Business Model 34 Performance by Capitals 38 Stakeholder Needs and Expectations Inside Our Report Bank Islam Malaysia Berhad (BIMB) has been at the forefront of advancing prosperity for all our customers for 40 years. As we move forward, we remain committed to our core objective of creating sustainable value for our stakeholders. To achieve this, we have redefined our growth strategy and embraced innovative methods to future-proof our business. Our LEAP25 business strategy roadmap underpins our transformation journey, as we focus on driving sustainability, pursuing new opportunities, accelerating digital initiatives, and enhancing efficiency. At the heart of our transformation programme is a customer-centric approach, coupled with our broad range of offerings and comprehensive digitalisation efforts. We believe this approach will help us to create new growth opportunities, while also enabling us to contribute to sustainability, green financing, Shariah-ESG and ESGcompliant investing. As we celebrate 40 years of advancing prosperity for all, we are proud of our achievements and excited about the opportunities ahead. We remain committed to delivering innovative solutions and unparalleled customer experiences, while staying true to our values of integrity, excellence, and social responsibility. The cover design features an illustration of a skyline with Bank Islam at the forefront of advancing prosperity for the nation. Rationale About Our Report KEY MESSAGES 02 16 From the Desk of the Chairman 19 Group Chief Executive Officer Statement 27 Financial Review by the Group Chief Financial Officer 40th Annual General Meeting of Bank Islam Malaysia Berhad https://www.bankislam.com Online Broadcast Venue, Level 10, Menara Bank Islam, 22 Jalan Perak, 50450 Kuala Lumpur Friday, 26 May 2023 10.00 a.m

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