Bank Islam Integrated Annual Report 2020

BANK ISLAM MALAYS IA BERHAD INTEGRATED ANNUAL REPORT 2020 39 The Bank that advances prosperity for all. To provide solutions that deliver value. VISION MISSION Stringent Regulations Market Competition Digitalisation T R E N D S ӝ ӝ ӝ ř ¸ ĩ K y Ý Ą Ý ĩ Ą Č ě ¶ K Ý ¸ A K Ą Č ӝ ӝ ӝ ӝ ě ě : Ą K ě K ӝ ӝ ӝ EMPLOYEES • More than ĄÃѹѷѸ ȴȈȢȢȈɁȶ paid in remuneration to employees • ѼѺՐ retention rate • ѷѹѶ ǉȴɥȢɁʰǉǉɰ ɥɨɁȴɁɽǉǁ Ȉȶ ѵѳѵѳ GOVERNMENT & REGULATORS • Continuous commitment to driving and realising Value-Based Intermediation principles • Advance Malaysia as an Islamic financial hub, and key sectors within the industry, including Halal hub development • Contribute to domestic economic growth • Development of local talents in the relevant industry • ĄÃѴѳѳ ȴȈȢȢȈɁȶ paid in corporate taxes LOCAL COMMUNITIES • More than ѷӗѸѳѳ beneficiaries from CR and zakat activities and programmes • More than ĄÃѵӝѵ ƹȈȢȢȈɁȶ approved under the Green Financing Portfolio • ĄÃѵӗѻѴѷӗѷѵѴӝѸѳ in business zakat • ĄÃѵӝѵ ȴȈȢȢȈɁȶ invested in AMAL activities INVESTORS • ѴѵӝѻՐ return on equity • ѴӝѳՐ return on asset • ѴѼӝѻՐ total capital ratio CUSTOMERS • More than ĄÃѸӝѷ ƹȈȢȢȈɁȶ in new personal financing • More than ĄÃѵӝѸ ƹȈȢȢȈɁȶ in new house financing • More than ĄÃѵѺѻ ȴȈȢȢȈɁȶ in new vehicle financing OUTCOMES • O P E R A T I O N A L R I S K • I N F O R M A T I O N T E C H N OL O G Y R I S K R E G U L A T O R Y / C O M P L I A N C E R I S K • Innovative Islamic Banking Solutions • Consumer Banking • Deposits andCashManagement • Commercial Banking • SMEBanking • Treasury andMarkets • Corporate Banking ՠ Providing Solutions that Deliver Value ՠ Serving individuals , we ȈȴɥɨɁʤǉ ƃƺƺǉɰɰ ɽɁ ˎȶƃȶƺȈƃȢ services and enhance quality of life. ՠ Serving small & medium enterprises and large corporations, we contribute to economic growth, job creation and industry innovation. ՠ ČǉɨʤȈȶǼ ɽȃǉ ȶƃɽȈɁȶӗ we support national goals and ensure stability and progress Ɂǹ ɽȃǉ ȶƃɽȈɁȶԇɰ ˎȶƃȶƺȈƃȢ standing. ՠ ČǉɨʤȈȶǼ ɽȃǉ ƺɁȴȴʍȶȈɽʰӗ ʥǉ ȈȴɥɨɁʤǉ ˎȶƃȶƺȈƃȢ ȢȈɽǉɨƃƺʰӗ promote inclusiveness and contribute towards a sustainable future. OUTPUTS CORPORATE BANKING SME BANKING COMMERCIAL BANKING