MKH Annual Report 2019

196 A N N U A L R E P O R T 2 0 1 9 29. LOANS AND BORROWINGS (CONT’D) The maturity profile of loans and borrowings of the Group is as follows (Cont’d): The Group Carrying Within More than 30.9.2018 amount 1 year 1-2 years 2-3 years 3-4 years 4-5 years 5 years RM RM RM RM RM RM RM Fixed rate instrument Finance lease liabilities  RM 1,686,072 730,903 485,198 218,967 144,837 106,167 - Floating rate instruments Term loans  Secured:   RM 93,564,877 39,028,182 36,420,532 12,967,852 1,539,227 851,283 2,757,801   United States Dollar 169,996,164 32,812,595 44,545,823 44,628,828 39,731,519 8,277,399 - Revolving credits  Secured:   RM 258,269,157 100,453,407 32,281,750 45,090,000 36,000,000 5,000,000 39,444,000   United States Dollar 44,050,466 44,050,466 - - - - -  Unsecured:   RM 92,100,000 92,100,000 - - - - -   United States Dollar 8,300,524 8,300,524 - - - - - Bank overdrafts  Secured:   RM 3,187,603 3,187,603 - - - - -  Unsecured:   RM 1,601,813 1,601,813 - - - - - 671,070,604 321,534,590 113,248,105 102,686,680 77,270,746 14,128,682 42,201,801 672,756,676 322,265,493 113,733,303 102,905,647 77,415,583 14,234,849 42,201,801 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 30 SEPTEMBER 2019