MKH Annual Report 2019

195 M K H B e r h a d 29. LOANS AND BORROWINGS (CONT’D) The maturity profile of loans and borrowings of the Group is as follows: The Group Carrying Within More than 30.9.2019 amount 1 year 1-2 years 2-3 years 3-4 years 4-5 years 5 years RM RM RM RM RM RM RM Fixed rate instrument Finance lease liabilities  RM 1,231,723 536,475 272,829 201,286 165,201 55,932 - Floating rate instruments Term loans  Secured:    RM 71,646,543 5,557,345 40,994,325 20,172,462 1,947,643 337,662 2,637,106   United States Dollar 118,105,681 24,729,898 44,983,092 40,049,123 8,343,568 - -  Unsecured:   United States Dollar 16,725,320 16,725,320 - - - - - Revolving credits  Secured:   RM 266,522,750 113,000,000 54,300,000 46,878,750 12,900,000 10,000,000 29,444,000   United States Dollar 56,447,955 56,447,955 - - - - -  Unsecured:   RM 138,000,000 138,000,000 - - - - -   United States Dollar 8,790,330 8,790,330 - - - - - Bank overdrafts  Secured:   RM 3,315,044 3,315,044 - - - - -  Unsecured:   RM 3,978,915 3,978,915 - - - - - 683,532,538 370,544,807 140,277,417 107,100,335 23,191,211 10,337,662 32,081,106 684,764,261 371,081,282 140,550,246 107,301,621 23,356,412 10,393,594 32,081,106 NOTES TO THE FINANCIAL STATEMENTS FOR THE FINANCIAL YEAR ENDED 30 SEPTEMBER 2019