KENANGA ANNUAL REPORT 2025

KENANGA INVESTMENT BANK BERHAD 66 INTEGRATED ANNUAL REPORT 2025 Key Activities: • Maintained long-standing partnerships with key social enterprise partners for the 14th year, including Silent Teddies Bakery and Dialogue Includes All Academy, empowering the communities in need by creating opportunities and fostering economic participation. • Invested over RM570,000 in community outreach programmes, directly benefitting hundreds of individuals in Malaysia and creating positive impact across health, education, inclusion and environment. • Accumulated a total of dedicated over 3,500 volunteer hours in support of underserved and marginalised communities through our Be A Volunteer Programme. Key Risks: • Sustainability risks arising from community investments that are misaligned with societal needs or ESG commitments • Operational risks arising from fragmented delivery of community programmes and limited impact measurement Key Opportunities: • Strengthens stakeholder goodwill and long-term relationships through well-governed, high-impact community initiatives COMMUNITY INVESTMENT WHY IT MATTERS Kenanga Group’s people-centred approach reduces social risks while unlocking opportunities to uplift communities. By engaging employees and supporting vulnerable groups, we create positive social impact, strengthen community resilience and contribute to sustainable, long-term business performance. Key Activities: • Strengthened the Group’s role in Malaysia’s digital asset ecosystem through a strategic investment in Halogen Capital Sdn Bhd, supporting the advancement of real-world asset tokenisation and expanding access to regulated digital investment opportunities. • Advanced thought leadership in digital assets through the release of Project Juara, a white paper outlining a national roadmap for asset tokenisation and the development of Malaysia’s digital asset ecosystem. • Advanced financial literacy and investor education by organising and participating in initiatives such as webinars, virtual roadshows, exhibitions and social media engagement, as well as publishing thought leadership articles to empower individuals to make informed investment decisions. Reached more than 5,000 participants through over 100 digital and physical engagements nationwide. Key Risks: • Market risks arising from inconsistent access to essential financial services among underserved markets • Technology risks arising from the digital divide, causing exclusion Key Opportunities: • Expands underserved markets and strengthens customer reach through inclusive, secure, and accessible financial services FINANCIAL INCLUSION WHY IT MATTERS At Kenanga Group, financial inclusion continues to be an integral part of our ESG framework and our commitment to social equity in finance. We actively work to reduce disparities in financial access, enhance livelihoods and build resilient communities. Through innovative digital solutions, we make banking, investment and wealth management services accessible, affordable and meaningful, particularly for underserved populations. By broadening access to financial services, we empower communities and drive sustainable socio-economic growth and long-term inclusive development. For more information on social initiatives refer to Empowering People and Communities chapter, from pages 102 to 131 of our Sustainability Report 2025. SUSTAINABILITY STATEMENT

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