UEM EDGENTA BERHAD Integrated Annual Report 2025 348 NOTES TO THE FINANCIAL STATEMENTS For the year ended 31 December 2025 35. BORROWINGS (CONTD.) Group Company 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 Secured: Term loans (Note a) 43,223 89,319 - - Revolving credit (Note c) 50,526 1,800 - - 93,749 91,119 - - Unsecured: Islamic Medium Term Notes (Note b) 250,000 250,000 250,000 250,000 Revolving credit (Note c) 52,030 94,459 52,030 94,459 Total borrowings 395,779 435,578 302,030 344,459 The maturity profile of the loans and borrowings are as follows: Group Company 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 Within one year 381,376 142,131 302,030 59,050 More than 1 year and less than 2 years 14,403 293,447 - 250,000 395,779 435,578 302,030 309,050 (a) Term loans Secure term loans bear interests which range from 4.65% to 5.21% per annum (2024: 4.71% to 5.51% per annum). The term loans are secured by: (i) Assignment of rights, title, interest and benefits of the customer under the Concession Agreement in respect of the followings: - Project payment charges - Amount payable to the customer by the Government of Malaysia as a result of early termination - Appointment of substituted entity (ii) Assignment of proceeds over revenue and other income generated from a project; (iii) Assignment over designated accounts; (iv) Letter of undertaking from a subsidiary to service the monthly obligation of the customer in the event of any shortfall; (v) Corporate guarantee from a subsidiary; (vi) Deed of assignment and charge over a bank account; and (vii) Fixed and floating charge over present and future assets.
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