Bank Islam Integrated Annual Report 2023

BIMB Investment Awards and Recognitions: • Makmur myWakaf Fund (MWF): Won Gold in Best Environmental Fund, Best Social Fund, and Best Governance Fund. Additionally, it secured a Silver in the Best Allocation Fund category • BIMB-Arabesque Shariah-ESG AI Technology Fund (BGSEAIT): Received Silver awards in both the Best Overall Winner and Equity Fund categories BIMB Securities Awards and Recognitions: • Awarded Best Sustainable and Responsible Investment (SRI) Sukuk at The Asset Islamic Finance Awards • Achieved 6th position on the Bloomberg League Table in 2023, with an improved market share y-o-y of RM3.6 billion, representing 4.2% of the market Financial/Business Highlights • BIMB Investment continues to offer a diverse range of Shariah-compliant and SRI funds, which consist of Global, Asia Pacific, Malaysia, technology equities, Global Sukuk and Wakaf unit trust funds • The total AUM for Shariah-SRI funds as of 31 December 2023, stood at RM437.8 million, representing 54% of the total AUM. Financial/Business Highlights • Increased stock coverage to include 85 stocks in 2023, focusing on thematic ESG reports, while continuing to deliver high-quality client service and engagement via company visits, knowledge sharing, and corporate events. • Increased Share Margin Financing income from RM3.4 million in 2022 to RM4.7 million in 2023. Financial/Business Highlights – Grew the Non-Individual market (Corporate Deposits) for the Bank to RM34.4 billion in 2023, up from RM33.8 billion in 2022 – Non-Retail CASATIA Ratio improved significantly from 46% in 2022 to 54% in 2023 – Increased the active subscriber base by 15% reaching 16,000 in 2023 from 13,900 in 2022 Liquidity Management Investment Banking and Advisory Awards and Recognitions: • The Edge Best Call Awards 2023 – Azim Faris Ab Rahim (Velesto Energy Berhad) 93 1 2 3 4 5 6 7 8 9 www.bankislam.com MANAGEMENT DISCUSSION AND ANALYSIS – BUSINESS REVIEW

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