Bank Islam Integrated Annual Report 2023

Financial Year Ended 31 December 2023 2022 2021 2020 2019 Operating Results (RM’000) Total Revenue 4,529,330 3,576,354 3,167,757 3,342,202 3,644,696 Income Attributable to Depositors and Investment Account Holders 2,052,187 1,266,408 978,815 1,228,505 1,551,945 Profit Before Zakat and Tax (PBZT) 746,829 746,866 704,221 728,213 843,480 Profit After Zakat and Tax (PAZT) 553,050 491,672 534,305 564,954 627,609 Key Statements of Financial Position Items (RM’000) Total Assets 90,961,874 89,851,671 80,156,214 74,637,022 67,593,802 Total Financing 66,817,115 64,901,994 58,153,769 54,670,635 49,472,522 of which: Gross Impaired Financing 635,966 835,232 568,383 373,234 433,001 Investment in Securities 16,856,207 15,447,801 15,535,542 13,739,191 12,809,708 Deposits from Customers 59,016,131 60,707,504 57,338,834 51,077,262 47,408,738 Investment Accounts of Customers 17,073,156 14,461,439 10,452,902 12,368,528 10,240,373 CASATIA 30,386,294 27,685,071 26,845,680 22,907,392 18,860,995 Shareholders’ Equity 7,400,212 6,796,243 6,399,938 6,285,699 5,714,453 of which: Share Capital 3,888,725 3,645,043 3,445,757 3,306,118 3,012,368 Ratio Analysis Return on Equity (based on PBZT) (%) 10.5 11.3 11.10 12.14 15.35 Return on Assets (based on PBZT) (%) 0.8 0.9 0.91 1.02 1.28 Return on Equity (based on PAZT) (%) 7.8 7.5 8.42 9.42 11.42 Return on Assets (based on PAZT) (%) 0.6 0.6 0.69 0.79 0.95 Cost Income Ratio (%) 60.9 59.8 57.01 53.81 53.56 Financing to Available Fund Ratio (%) 78.8 77.2 79.00 79.24 78.99 CASATIA Ratio (%) 39.9 36.8 39.60 36.11 32.72 Gross Impaired Financing Ratio (%) 0.94 1.27 0.96 0.67 0.86 Financing Loss Coverage (%) 157.16 140.80 187.19 248.63 179.32 Total Capital Ratio (%) 19.89 19.39 18.56 19.82 18.66 Earnings Per Share (sen) 24.57 22.86 21.87 22.19 25.00 Gross Dividend Per Share (sen) 16.81 13.80 10.93 10.92 12.45 Net Assets Per Share (RM) 3.27 3.15 3.08 2.42 2.28 68 Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2023 5-Year Financial Summary

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