Solution Services Shared Services Transaction Payment Acquisition GHL SYSTEMS BERHAD 03 GHL SYSTEMS BERHAD 199401007361 (293040-D) ANNUAL REPORT 2021 CORPORATE PROFILE As ASEAN’s leading payment solutions provider, GHL’s reach spans across six countries; Malaysia, Philippines, Thailand, Indonesia, Singapore and Australia – stretching over a vast footprint of 398,000 payment touchpoints. At the forefront of the region’s cutting edge fintech, GHL empowers the payment revolution that is shaping today’s spending trend, offering extensive payment options, both offline and online to fulfil merchants and consumers’ needs. Our core activities are focused on these business pillars: • Transaction Payment Acquisition As one of the largest ASEAN Transaction Payment Acquirers, we acquire merchants on behalf of major financial institutions and payment schemes, locally as well as globally. Through this, Card Payments such as debit and credit are enabled, allowing consumers to pay using these alternatives instead of cash. Riding the ASEAN cashless tide, alongside significant Asian digital payment players, GHL’s Mobile Payments enable major local and cross border e-wallets’ acceptance across our footprint of more than 398,000 payment touchpoints. Our internet payment gateway, eGHL, offers a secure Online Payment gateway that covers more than 100 card and non-card payment channels, with a single integration, throughout the ASEAN region. Our subsidiary e-pay, powering the Prepaid Top-ups & Bill Collection services, leads Malaysia’s mobile reload & bill payment collection network, processing over 15 million transactions, amounting to over RM380 million in value, nationwide per month. • Shared Services GHL provides Payment Acceptance Devices such as Android All-in-One Point of Sales (POS) terminals and other devices that are able to perform numerous electronic payments, alongside complex payment application developments. • Solution Services GHL offers Payment Solutions that includes customised online payment platforms, payment collection solutions, integrated payment solutions, loyalty points capture/redemption solutions, loan repayment solutions, and other bank or merchant specific requirements designed to cater to our client’s specific business needs. We also offer secure payment network, supplying both software and hardware solutions.
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