Zetrix AI's business model reduces, if not eliminates, the need for travelling as well as waiting times. This increases ef ciency and productivity and improves the delivery of e-Government and commercial services to citizens and customers. Leveraging access to cutting-edge technologies from industry leaders in China, including blockchain and AI capabilities, Zetrix AI is also able to introduce innovative, cost-ef cient solutions into the ASEAN market. Zetrix AI supports federal, state and municipal governments, regulatory bodies, economic sectors, businesses and the general public in advancing digital transformation initiatives, contributing towards a more connected, innovation-driven society. VALUES CREATED FROM THE BUSINESS MODEL ZTrade, a full-suite of cross-border trade facilitation services from a rst-of-its-kind Web3 + AI link between the People’s Republic of China (“PRC”) and its trading partners, including certi cates of origin (“COs”) offered in collaboration with the GACC. Supply chain nancing solutions offered in collaboration with Chinese banks. A multi-chain wallet that enables seamless management and movement of digital assets across Zetrix, Xinghuo and Ethereum. Digital credentials service allowing Chinese nationals to digitalise their IDs and drivers’ licences as Veri able Credentials which can then be presented abroad for veri cation. An integrated digital ID platform offering a comprehensive suite of tools, including national ID and passport data storage and veri cation for KYC, age veri cation and border-crossing, e-wallet, complementary value-added services and an open innovation software development environment for businesses and service providers to leverage on the ID. MBI fosters an environment where developers and innovators can explore and build cutting-edge blockchain applications that drive value and transformation across industries. The Zetrix platform provides support for issuance of stablecoins, like the MYR-pegged JMYR, for domestic and cross-border payments and settlements. First-of-its-kind G2G lab that brings together leading AI companies from China and ASEAN to jointly develop localised AI products and power cross-border applications. The use of digital mediums transcends physical and other boundaries, allowing much-needed services to be delivered nationwide, thus reducing disparity between urban, semi-urban and rural populations. It promotes equality and equity, with all demographics having equal access to services, while supporting the broader adoption of advanced digital technologies across the region. Zetrix AI's business model promotes local entrepreneurship and job opportunities, including through agency-based models, particularly in semi-urban and rural locations. In parallel, the Group’s pioneering initiatives in blockchain and AI create opportunities for local talent to gain exposure to emerging technologies, supporting skills development and knowledge transfer within the ASEAN ecosystem. Convenience and affordability Bridging the digital divide Creation of jobs and entrepreneurship opportunities Supporting Government’s aspirations for a digitally connected society Stablecoins BLOCKCHAIN The Zetrix Layer-1 public blockchain platform constitutes the main thrust of the Group’s Web3 strategy. The platform serves the development and implementation of a wide range of cutting-edge innovations and decentralised applications, putting the Group at the forefront of the Web3 revolution in the region. In FY2025, Zetrix AI continued to leverage access to world-leading technologies through its close cooperation with China, via China’s national blockchain infrastructure Xinghuo BIF, and has already established partnerships with major government and commercial entities to successfully deploy several pioneering applications with real-world practicality and commercialisation potential. 2026 then saw the World Bank Group, through its private sector arm the IFC, announced an equity investment in Zetrix AI that will support the expansion of blockchain-based DPI applications and AI-enabled solutions aimed at improving digital inclusion, trade efficiency and secure digital identity services in Malaysia and across ASEAN. Below are some of the major services launched under Zetrix. OUR BUSINESS MODEL AT WORK (cont’d) 46
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