NOTES TO THE FINANCIAL STATEMENTS For the Financial Year Ended 31 December 2025 (cont’d) 12. FINANCING RECEIVABLES Group 2025 2024 RM’000 RM’000 Loan receivables (Secured) 125,981 157,334 Loan receivables (Unsecured) 10,432 15,415 Hire purchase and finance lease receivables 13,635 19,576 Ijarah financing receivables 23,049 26,095 Micro financing receivables 1 1 173,098 218,421 Less: Unearned profit (4,702) (6,710) Gross financing receivables 168,396 211,711 Less: Allowance for expected credit losses (“ECLs”) (2,255) (1,974) Net financing receivables 166,141 209,737 The maturity of the financing receivables is as follows: Group 2025 2024 RM’000 RM’000 Non-current 120,922 162,787 Current 45,219 46,950 166,141 209,737 Movements in the allowance for ECLs are as follows: Group 2025 2024 RM’000 RM’000 At beginning of the financial year 1,974 1,697 Charge for the financial year 485 404 Reversal during the financial year (204) (127) At end of the financial year 2,255 1,974 248
RkJQdWJsaXNoZXIy NDgzMzc=