MKH Annual Report 2020

198 FINANCIAL STATEMENTS ANNUAL REPORT 2020 32. LOANS AND BORROWINGS (CONT’D) The maturity profile of loans and borrowings of the Group is as follows: The Group 2020 Carrying amount RM Within 1 year RM 1-2 years RM 2-3 years RM 3-4 years RM 4-5 years RM More than 5 years RM Fixed rate instrument Hire purchase  liabilities  RM 1,147,984 358,019 290,557 258,551 159,044 81,813 - Floating rate  instruments Term loans  Secured:  RM 61,062,439 16,505,220 25,635,042 15,663,295 305,220 305,220 2,648,442  United States Dollar 72,949,845 24,742,120 39,883,481 8,324,244 - - -  Unsecured:  United States Dollar 6,243,183 - 6,243,183 - - - - Revolving credits  Secured:  RM 263,487,700 107,060,000 47,000,000 54,550,000 20,433,700 10,000,000 24,444,000  United States Dollar 52,026,525 52,026,525 - - - - -  Unsecured:  RM 169,000,000 169,000,000 - - - - -  United States Dollar 6,653,600 6,653,600 - - - - - Bank overdrafts  Secured:  RM 1,202,499 1,202,499 - - - - - 632,625,791 377,189,964 118,761,706 78,537,539 20,738,920 10,305,220 27,092,442 633,773,775 377,547,983 119,052,263 78,796,090 20,897,964 10,387,033 27,092,442