336 KENANGA INVESTMENT BANK BERHAD INTEGRATED ANNUAL REPORT 2025 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2025 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Group’s assets and liabilities as at 31 December 2025. The contractual maturity profile may often not reflect the actual behavioural patterns. (cont’d.) Group (cont’d.) 2025 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 36,584 1,665,281 645,503 646,292 401,859 - - 3,395,519 Deposits and placements of banks and other financial institutions - 482,346 156,050 135,600 30,000 - - 803,996 Obligations on securities sold under repurchase agreements - 226,631 - - - - - 226,631 Derivative financial liabilities - 1,441 8,002 3,708 28,800 279 - 42,230 Balances due to clients and brokers - 935,516 - - - - - 935,516 Borrowings - 15,000 - - - 123,500 - 138,500 Other liabilities balances - 102,588 10,202 9,124 9,199 22,556 325,646 479,315 Total liabilities 36,584 3,428,803 819,757 794,724 469,858 146,335 325,646 6,021,707 Net maturity mismatch 821,442 (406,910) (497,739) (702,128) (382,765) 1,238,458 1,018,105 1,088,463 The table below shows the contractual expiry by maturity of the Group’s contingent liabilities and commitments: Group 2025 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Commitments to extend credit: - share margin financing 2,674,740 - - - - - - 2,674,740 Miscellaneous commitments - monies held in trust on behalf of client 1,111,265 - - - - - - 1,111,265 Other commitments - corporate loan 103,473 - - - - - 27,000 130,473 Securities borrowing and lending 17,669 - - - - - - 17,669 Total commitments and guarantees 3,907,147 - - - - - 27,000 3,934,147
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