314 KENANGA INVESTMENT BANK BERHAD INTEGRATED ANNUAL REPORT 2025 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2025 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (ii) Credit quality by class of financial assets (cont’d.) Group Neither past due nor impaired Strong credit profile Stage 1 RM’000 Satisfactory risk Stage 1 RM’000 Sub- standard Stage 1 RM’000 Non rated Stage 1 RM’000 Stage 2 RM’000 Default/ impaired Stage 3 RM’000 ECL on individually impaired RM’000 ECL on collectively impaired RM’000 Total RM’000 31 December 2025 Cash and bank balances 2,173,371 - - - - - - - 2,173,371 Statutory deposit with Bank Negara Malaysia 36,484 - - - - - - - 36,484 Financial assets at FVTPL Unquoted shares and funds in Malaysia 126,205 136,332 - - - - - - 262,537 Unquoted fund outside Malaysia 8,788 - - - - - - - 8,788 Net loans, advances and financing Term loans 85,281 363,346 91,618 - - 13,000 (902) - 552,343 Islamic financing - 117,474 - - - - - (480) 116,994 Share margin financing 255,493 674,403 18,156 - 18,627 86,819 (15,474) - 1,038,024 Islamic share margin financing 803 132 - - - - - - 935 Others 10,070 8,342 - - - 23,452 - - 41,864 Carried forward 2,696,495 1,300,029 109,774 - 18,627 123,271 (16,376) (480) 4,231,340
RkJQdWJsaXNoZXIy NDgzMzc=