309 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2025 06 / FINANCIAL STATEMENTS 01 02 03 04 05 07 08 09 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) Industry analysis as at 31 December 2025 Bank Primary agriculture RM’000 Manufacturing (incl. agribased) RM’000 Electricity, gas & water supply RM’000 Wholesale & retail trade, and hotel & restaurant RM’000 Real estate RM’000 Transport, storage and communications RM’000 Finance and insurance RM’000 Household RM’000 Others RM’000 Total RM’000 Financial assets Cash and bank balances - - - - - - 1,634,200 - - 1,634,200 Statutory deposit with Bank Negara Malaysia - - - - - - 36,484 - - 36,484 Balances due from clients and brokers 364 505 - 922 3,710 126 242,229 227,987 4,662 480,505 Financial assets at FVTPL Unquoted shares and funds in Malaysia - 10,000 26,662 - - - 128,462 - 100,000 265,124 Unquoted fund outside Malaysia - - - - - - 8,788 - - 8,788 Derivative financial assets - - - 27 - - 133 11,004 - 11,164 Net loans, advances and financing Term loans - - - 30,135 24,939 - 57,130 174,210 323,059 609,473 Islamic term financing - - - - 21,061 - - 39,059 56,874 116,994 Share margin financing 3,896 4,834 1,681 25,000 56,502 - 996 779,340 165,775 1,038,024 Islamic share margin financing - - - - - - - 935 - 935 Financial investments at FVOCI Malaysian Government Securities - - - - - - 165,842 - - 165,842 Malaysian Government Investment Certificates - - - - - - 303,540 - - 303,540 Corporate Bonds - - 15,512 - - - - - 15,121 30,633 Islamic Corporate Sukuk - 15,326 50,442 - 57,020 15,141 35,935 - - 173,864 Unquoted equities - - - - - - - - 1,382 1,382 Financial investments at AC Malaysian Government Securities - - - - - - 105,260 - - 105,260 Malaysian Government Investment Certificates - - - - - - 250,382 - - 250,382 Islamic Corporate Sukuk - - - - - 9,357 66,768 - 22,653 98,778 Other assets, excluding prepayments and deposits - - - - - - - - 143,043 143,043 4,260 30,665 94,297 56,084 163,232 24,624 3,036,149 1,232,535 832,569 5,474,415
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