KENANGA ANNUAL REPORT 2025

221 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2025 06 / FINANCIAL STATEMENTS 01 02 03 04 05 07 08 09 9. LOANS, ADVANCES AND FINANCING (CONT’D.) (iv) Gross loans, advances and financing analysed by economic purpose are as follows: Group Bank 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 Purchase of securities 1,334,151 1,346,448 1,334,151 1,346,448 Working capital 95,429 121,916 147,739 178,073 Others 337,436 362,733 300,392 333, 372 1,767,016 1,831,097 1,782,282 1,857,893 (v) Gross loans, advances and financing analysed by residual contractual maturity are as follows: Group Bank 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 Within one year 1,446,533 1,479,606 1,466,652 1,473,852 More than one year 320,483 351,491 315,630 384,041 1,767,016 1,831,097 1,782,282 1,857,893 9.1 Movements in impaired loans, advances and financing (“Impaired LAF”) Group Bank 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 At 1 January 98,415 61,471 94,150 57,041 Impaired during the financial year 44,938 52,157 25,684 52,157 Amount recovered during the financial year (20,081) (15,213) (20,015) (15,048) At 31 December 123,272 98,415 99,819 94,150 Less: Allowance for ECL (16,376) (5,692) (16,376) (5,692) Net impaired LAF 106,896 92,723 83,443 88,458 Net impaired LAF as a % of net loans, advances and financing 6.11% 5.08% 4.73% 4.78%

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