177 06 / FINANCIAL STATEMENTS 01 02 03 04 05 07 08 09 STATEMENTS OF CASH FLOWS FOR THE FINANCIAL YEAR ENDED 31 DECEMBER 2025 Note Group Bank 2025 RM’000 2024 RM’000 2025 RM’000 2024 RM’000 Cash flows from operating activities Profit before taxation and zakat 73,564 117,249 54,852 85,212 Adjustments for: Depreciation of property, plant and equipment 34 10,313 10,925 8,411 9,209 Amortisation of intangible assets 34 9,985 9,086 6,704 7,082 Amortisation of right-of-use assets 34 7,320 8,054 5,888 6,432 Lease interest expenses 32 1,146 1,344 811 1,011 ESS reversal (91) (319) (91) (319) Credit loss (reversal)/expense 35 (4,618) 54,277 (2,329) 29,754 Net reversal impairment allowance on investment in subsidiaries - - (4,798) - Impairment allowance on investment in joint venture - - 4,612 - Property, plant and equipment and computer software written-off 34 199 51 195 16 Reversal impairment allowance on intangible assets 34 (195) - (195) - Fixed assets expensed off 1,433 10 1,183 - Bad debts written-off 36 - 4 - - (Gain)/loss on disposal of a joint venture 33(c) - (479) - 2,360 Gain on disposal of associates 33(c) (601) - - - Gross dividend income from investments 33(b) (2,109) (3,503) (35,126) (45,493) Gain on disposal of property, plant and equipment 33(c) (24) - (24) - Net gain from sale of financial assets at fair value through profit or loss and derivatives (97,972) (33,485) (95,380) (30,875) Net gain from sale of financial instruments at FVOCI (8,625) (4,195) (8,625) (4,195) Net (gain)/loss on derecognition of right-of-use assets and lease liabilities 18 & 27 (99) (79) 17 70 Share of results of associates and joint venture 1,723 (10,649) - - Unrealised loss/(gain) on revaluation of financial assets at fair value through profit or loss and derivatives 33(b) 28,791 (89,048) 28,450 (90,950) Operating profit/(loss) before working capital changes 20,140 59,243 (35,445) (30,686) (Increase)/Decrease in operating assets: Deposits with banks and other financial institutions with original maturity of more than three months (70,000) - (50,000) - Loans, advances and financing 72,390 (118,582) 83,920 (119,511) Other assets 138,614 (291,199) 94,219 (25,535) Statutory deposit with Bank Negara Malaysia 37,284 (13,148) 37,284 (13,148) Balances due from clients and brokers (29,250) 100,224 (29,177) 100,255 Trust monies and deposits 5 201,672 (260,189) 6,911 1,432 (Decrease)/Increase in operating liabilities: Other liabilities (216,110) 229,255 (60,066) 76,020 Balances due to clients and brokers (76,922) 237,423 (8,540) 15,914 Deposits from customers (367,075) 151,999 (339,586) 140,102 Deposits and placements of banks and other financial institutions 74,161 398,032 74,161 398,032 Obligations on securities sold under repurchase agreements 157,117 (27,718) 157,117 (27,718) Cash (used in)/generated from operations (57,979) 465,340 (69,202) 515,157 Net income tax and zakat paid (25,420) (25,428) (12,302) (11,367) Rental/lease payment (interest) 27 (1,146) (1,344) (811) (1,011) Net cash (used in)/generated from operating activities (84,545) 438,568 (82,315) 502,779
RkJQdWJsaXNoZXIy NDgzMzc=