KENANGA INVESTMENT BANK BERHAD INTEGRATED ANNUAL REPORT 2024 WE ARE KENANGA OUR SUSTAINABILITY APPROACH LEADERSHIP STATEMENT HOW WE ARE GOVERNED SHAREHOLDERS’ INFORMATION NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 FINANCIAL STATEMENTS ADDITIONAL INFORMATION OUR VALUE CREATION APPROACH 329 328 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) Bank 2024 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 84,828 2,071,109 1,080,629 397,724 270,526 - - 3,904,816 Deposits and placements of banks and and other financial institutions - 249,679 330,156 130,000 20,000 - - 729,835 Obligations on securities sold under repurchase agreements - 69,514 - - - - - 69,514 Derivative financial liabilities - 4,661 16,862 14,051 24,559 - - 60,133 Balances due to clients and brokers - 360,633 - - - - - 360,633 Borrowings - - - - - 180,500 - 180,500 Other liabilities balances - 160,996 12,259 4,997 4,924 28,116 161,018 372,310 Total liabilities 84,828 2,916,592 1,439,906 546,772 320,009 208,616 161,018 5,677,741 Net maturity mismatch 435,539 (208,721)(1,224,449) (525,556) (254,019) 1,524,524 1,298,552 1,045,870 The table below shows the contractual expiry by maturity of the Bank’s contingent liabilities and commitments: On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Commitments to extend credit: - share margin financing 2,953,118 - - - - - - 2,953,118 - foreign exchange related contracts - 163,189 8,279 - - - - 171,468 Miscellaneous commitments - monies held in trust on behalf of client 1,734,642 - - - - - - 1,734,642 Other commitments - corporate loan 131,817 - - 34,250 - 15,000 40,000 221,067 Securities borrowing and lending 27,893 - - - - - - 27,893 Total commitments and guarantees 4,847,470 163,189 8,279 34,250 - 15,000 40,000 5,108,188 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Bank’s assets and liabilities as at 31 December 2023. The contractual maturity profile often may not reflect the actual behavioural patterns. Bank 2023 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 116,341 762,596 95,790 - - - - 974,727 Financial assets at FVTPL - - - - - - 438,474 438,474 Financial instruments at FVOCI - 109,834 54,811 10,066 30,171 671,057 1,343 877,282 Financial instruments at AC - - - - 20,037 450,759 - 470,796 Derivative financial assets - 73,749 1,965 146 78 - - 75,938 Loans, advances and financing 253,903 1,156,113 14,276 25,997 - 276,358 - 1,726,647 Balances due from clients and brokers - 570,636 - - - - - 570,636 Other assets 20,709 59,853 3,399 5,231 - 29,907 59,563 178,662 Others - 1,539 1,030 1,545 3,091 13,042 738,942 759,189 Total assets 390,953 2,734,320 171,271 42,985 53,377 1,441,123 1,238,322 6,072,351
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