KENANGA INVESTMENT BANK BERHAD INTEGRATED ANNUAL REPORT 2024 WE ARE KENANGA OUR SUSTAINABILITY APPROACH LEADERSHIP STATEMENT HOW WE ARE GOVERNED SHAREHOLDERS’ INFORMATION NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 FINANCIAL STATEMENTS ADDITIONAL INFORMATION OUR VALUE CREATION APPROACH 325 324 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) Group 2024 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Liabilities Deposits from customers 84,828 1,964,387 1,070,629 372,224 270,526 - - 3,762,594 Deposits and placements of banks and other financial institutions - 249,679 330,156 130,000 20,000 - - 729,835 Obligations on securities sold under repurchase agreements - 69,514 - - - - - 69,514 Derivative financial liabilities - 4,661 16,862 14,051 24,559 - - 60,133 Balances due to clients and brokers - 1,012,438 - - - - - 1,012,438 Borrowings - 9,000 - - - 180,500 - 189,500 Other liabilities balances - 160,730 12,486 5,341 5,622 32,847 498,031 715,057 Total liabilities 84,828 3,470,409 1,430,133 521,616 320,707 213,347 498,031 6,539,071 Net maturity mismatch 1,035,018 (451,682)(1,203,718) (495,674) (240,085) 1,463,123 1,010,860 1,117,842 The table below shows the contractual expiry by maturity of the Group’s contingent liabilities and commitments: On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Commitments to extend credit: - share margin financing 2,953,118 - - - - - - 2,953,118 - foreign exchange related contracts - 163,189 8,279 - - - - 171,468 Miscellaneous commitments - monies held in trust on behalf of client 1,734,642 - - - - - - 1,734,642 Other commitments - corporate loan 74,817 - - 34,250 - - 40,000 149,067 Securities borrowing and lending 27,893 - - - - - - 27,893 Total commitments and guarantees 4,790,470 163,189 8,279 34,250 - - 40,000 5,036,188 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (c) Liquidity risk (cont’d.) (i) Analysis of assets and liabilities by remaining contractual maturities (cont’d.) The table below summarises the contractual maturity profile of the Group’s assets and liabilities as at 31 December 2023. The contractual maturity profile often may not reflect the actual behavioural patterns. Group 2023 On demand RM’000 Up to 1 month RM’000 >1 to 3 months RM’000 >3 to 6 months RM’000 >6 to 12 months RM’000 >1 year RM’000 Non specific maturity RM’000 Total RM’000 Assets Cash and bank balances 500,062 876,186 106,165 100 - - - 1,482,513 Financial assets at FVTPL - - - - - - 438,660 438,660 Financial instruments at FVOCI - 109,834 54,811 10,066 30,171 671,057 1,343 877,282 Financial instruments at AC - - - - 20,037 450,759 - 470,796 Derivative financial assets - 73,749 1,965 146 78 - - 75,938 Loans, advances and financing 240,874 1,156,113 14,276 25,997 5,167 258,535 - 1,700,962 Balances due from clients and brokers - 570,715 - - - - - 570,715 Other assets 22,926 114,809 3,399 5,231 - - 45,016 191,381 Others - 1,654 1,259 1,889 3,728 15,696 750,373 774,599 Total assets 763,862 2,903,060 181,875 43,429 59,181 1,396,047 1,235,392 6,582,846
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