KENANGA ANNUAL REPORT 2024

KENANGA INVESTMENT BANK BERHAD INTEGRATED ANNUAL REPORT 2024 WE ARE KENANGA OUR SUSTAINABILITY APPROACH LEADERSHIP STATEMENT HOW WE ARE GOVERNED SHAREHOLDERS’ INFORMATION NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2024 FINANCIAL STATEMENTS ADDITIONAL INFORMATION OUR VALUE CREATION APPROACH 319 318 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Bank (cont’d.) 2023 Up to 1 month RM'000 >1-3 months RM'000 >3-12 months RM'000 >1-5 years RM'000 Over 5 years RM'000 Non interest sensitive RM'000 Trading book RM'000 Total RM'000 Effective interest rate % Assets Cash and bank balances 762,596 95,790 - - - 116,341 - 974,727 3.30 Financial assets at FVTPL - - - - - - 438,474 438,474 4.18 Financial instruments at FVOCI 109,834 54,811 40,237 87,198 583,859 1,343 - 877,282 4.30 Financial instruments at AC - - 20,037 130,398 320,361 - - 470,796 4.28 Derivative financial assets - - - - - 75,938 - 75,938 Loans, advances and financing 1,706,626 20,021 - - - - - 1,726,647 7.87 Balances due from clients and brokers - - - - - 570,636 - 570,636 Other assets - - - 29,907 - 148,755 - 178,662 Other non interest sensitive balances - - - - - 759,189 - 759,189 Total assets 2,579,056 170,622 60,274 247,503 904,220 1,672,202 438,474 6,072,351 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Bank (cont’d.) 2023 (cont’d.) Up to 1 month RM'000 >1-3 months RM'000 >3-12 months RM'000 >1-5 years RM'000 Over 5 years RM'000 Non interest sensitive RM'000 Trading book RM'000 Total RM'000 Effective interest rate % Liabilities Deposits from customers 2,149,921 968,012 631,711 15,070 - - - 3,764,714 3.38 Deposits and placement of banks and other financial institutions 331,803 - - - - - - 331,803 3.38 Borrowings - - - - 180,500 - - 180,500 4.94 Obligations on securities sold under repurchase agreements 97,232 - - - - - - 97,232 Derivative financial liabilities - - - - - 45,097 - 45,097 Balances due to clients and brokers - - - - - 344,719 - 344,719 Other non interest sensitive balances 3,474 - - - - 279,593 - 283,067 Total liabilities 2,582,430 968,012 631,711 15,070 180,500 669,409 - 5,047,132 Equity - - - - - 1,025,219 - 1,025,219 Total liabilities and shareholders' equity 2,582,430 968,012 631,711 15,070 180,500 1,694,628 - 6,072,351 On-balance sheet interest sensitivity gap (3,374) (797,390) (571,437) 232,433 723,720 (22,426) 438,474 - Cumulative interest sensitivity gap (3,374) (800,764) (1,372,201) (1,139,768) (416,048) (438,474) - -

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