NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2023 341 OUR SUSTAINABILITY APPROACH HOW WE ARE GOVERNED FINANCIAL STATEMENTS SHAREHOLDERS’ INFORMATION ADDITIONAL INFORMATION 53. OPERATIONS OF ISLAMIC BANKING (CONT’D.) (n) Income derived from investment of shareholders’ funds Group and Bank 2023 RM’000 2022 RM’000 Finance income and hibah Financing and advances 6,200 4,535 Financial investments other than those measured at FVTPL - 2,291 Accretion of premium - (210) 6,200 6,616 (o) Profit distributed to depositors Group and Bank 2023 RM’000 2022 RM’000 Deposits from customers and financial institutions - Murabahah Fund 14,628 14,841 Others 4,084 2,863 18,712 17,704 (p) Other operating expenses Group and Bank 2023 RM’000 2022 RM’000 (i) Personnel expenses - salaries, wages, allowances and bonus 652 637 - EPF 102 100 - other staff related expense 83 68 837 805 (ii) Other overhead expenses Establishment costs - depreciation 3 6 - amortisation 1 1 - office rental 59 58 - others 26 16 89 81
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