NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2023 309 OUR SUSTAINABILITY APPROACH HOW WE ARE GOVERNED FINANCIAL STATEMENTS SHAREHOLDERS’ INFORMATION ADDITIONAL INFORMATION 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Bank (cont’d.) 2022 (cont’d.) Up to 1 month RM’000 >1-3 months RM’000 >3-12 months RM’000 >1-5 years RM’000 Over 5 years RM’000 Non interest sensitive RM’000 Trading book RM’000 Total RM’000 Effective interest rate % Liabilities Deposits from customers 1,963,144 881,767 454,394 - - - - 3,299,305 2.35 Deposits and placement of banks and other financial institutions 378,359 37,000 - - - - - 415,359 2.35 Borrowings 8,000 - - - 180,500 - - 188,500 4.74 Derivative financial liabilities - - - - - 16,496 - 16,496 Balances due to clients and brokers - - - - - 262,976 - 262,976 Other non interest sensitive balances 2,879 - - - - 266,896 - 269,775 Total liabilities 2,352,382 918,767 454,394 - 180,500 546,368 - 4,452,411 Equity - - - - - 1,003,781 - 1,003,781 Total liabilities and shareholders’ equity 2,352,382 918,767 454,394 - 180,500 1,550,149 - 5,456,192 On-balance sheet interest sensitivity gap 485,137 (803,765) (384,249) 216,262 230,403 (68,414) 324,626 - Cumulative interest sensitivity gap 485,137 (318,628) (702,877) (486,615) (256,212) (324,626) - -
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