NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2023 307 OUR SUSTAINABILITY APPROACH HOW WE ARE GOVERNED FINANCIAL STATEMENTS SHAREHOLDERS’ INFORMATION ADDITIONAL INFORMATION 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (b) Market risk (cont’d.) (i) Interest rate risk (cont’d.) Bank (cont’d.) 2023 (cont’d.) Up to 1 month RM’000 >1-3 months RM’000 >3-12 months RM’000 >1-5 years RM’000 Over 5 years RM’000 Non interest sensitive RM’000 Trading book RM’000 Total RM’000 Effective interest rate % Liabilities Deposits from customers 2,149,921 968,012 631,711 15,070 - - - 3,764,714 3.38 Deposits and placement of banks and other financial institutions 331,803 - - - - - - 331,803 3.38 Borrowings - - - - 180,500 - - 180,500 4.94 Obligations on securities sold under repurchase agreements 97,232 - - - - - - 97,232 Derivative financial liabilities - - - - - 45,097 - 45,097 Balances due to clients and brokers - - - - - 344,719 - 344,719 Other non interest sensitive balances 3,474 - - - - 279,593 - 283,067 Total liabilities 2,582,430 968,012 631,711 15,070 180,500 669,409 - 5,047,132 Equity - - - - - 1,025,219 - 1,025,219 Total liabilities and shareholders’ equity 2,582,430 968,012 631,711 15,070 180,500 1,694,628 - 6,072,351 On-balance sheet interest sensitivity gap (3,374) (797,390) (571,437) 232,433 723,720 (22,426) 438,474 - Cumulative interest sensitivity gap (3,374) (800,764) (1,372,201) (1,139,768) (416,048) (438,474) - -
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