NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2023 297 OUR SUSTAINABILITY APPROACH HOW WE ARE GOVERNED FINANCIAL STATEMENTS SHAREHOLDERS’ INFORMATION ADDITIONAL INFORMATION 51. FINANCIAL RISK MANAGEMENT (CONT’D.) (a) Credit risk (cont’d.) (iii) Credit risk exposure for each internal credit risk rating Internal credit rating Group Total 2023 RM’000 Bank Total 2023 RM’000 Strong AAA 3,670,252 3,155,498 AA 438,469 433,447 Satisfactory A 861,608 886,463 BBB 303,240 315,533 Substandard BB 122,679 120,668 Default D 94,775 88,018 Non-rated 88,107 87,934 5,579,130 5,087,561 Internal credit rating Group Total 2022 RM’000 Bank Total 2022 RM’000 Strong AAA 3,155,409 2,624,044 AA 494,376 465,690 Satisfactory A 849,543 882,102 BBB 320,208 345,256 Substandard BB 123,275 123,275 B 15 15 C 4,978 4,978 Default D 52,832 42,914 Non-rated 102,332 105,136 5,102,968 4,593,410
RkJQdWJsaXNoZXIy NDgzMzc=