NOTES TO THE FINANCIAL STATEMENTS 31 DECEMBER 2023 211 OUR SUSTAINABILITY APPROACH HOW WE ARE GOVERNED FINANCIAL STATEMENTS SHAREHOLDERS’ INFORMATION ADDITIONAL INFORMATION 9. LOANS, ADVANCES AND FINANCING (CONT’D.) 9.2 Impairment allowance for loans, advances and financing are as follows (cont’d.): (d) Undrawn commitment (cont’d.) Bank ECL allowances 2023 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 66 - - 66 New exposures 230 - - 230 Exposures derecognised or repaid (excluding write-offs) - - - - Impact of net remeasurement (113) - - (113) Changes in model assumption or methodology (102) - - (102) As at 31 December 81 - - 81 ECL allowances 2022 Stage 1 RM’000 Stage 2 RM’000 Stage 3 RM’000 Total RM’000 As at 1 January 44 - - 44 New exposures 89 - - 89 Exposures derecognised or repaid (excluding write-offs) (67) - - (67) As at 31 December 66 - - 66
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