KHAIRUL RIZAL BIN OSMAN Head of Group Internal Audit NIZATUL ASMAR BINTI CHEK UMAR Head of Group Human Capital Nationality/ Gender/ Age : Malaysian/ Male/ 53 Date of Appointment : April 2022 Areas of Expertise: 1. Audit Specialist 2. Forensic Accounting Investigation 3. Enterprise Risk Management Specialist 4. IMS ISO Certified Lead Auditor Qualifications: • B achelor in Business Administration, Universiti Teknologi MARA • D iploma in Banking Studies, Universiti Teknologi MARA • C ertified in Internal Auditing for Financial Institutions (CIAFIN) • Associate Qualification in Islamic Finance (AQIF) Working Experience: • H ead of Internal Audit, Destini Berhad (2015 – Present) • A ssistant Manager, Malaysian Industrial Development Finance (2007 – 2015) • H ead, Fraud & Authorisation Department, Cards Business, Affin Bank Berhad (2005 – 2007) • A ssistant Vice President, Group Internal Audit, Affin Bank Berhad (2000 – 2005) • S enior Executive, Group Internal Audit, Bank Islam (M) Berhad (1997 – 2000) • Credit Officer, Bank Islam (M) Berhad (1993 – 1996) Nationality/ Gender/ Age : Malaysian/ Female/ 53 Date of Appointment : June 2025 Areas of Expertise: 1. Strategic Human Resource Planning 2. Employee Relations 3. Performance Management Qualifications: • M aster of Business Administration, International Business from University East London • B achelor in Education, TESL from Universiti Putra Malaysia Working Experience: • H ead, Group Human Capital, Destini Berhad (June 2025 - Present) • S enior Manager of Human Capital & Administration, Destini Berhad (2024 - 2025) • H ead of Business Support, HR & Admin, Sarawak Cable Berhad (2022 - 2023) • H ead of Human Resource & Admin, Lactalis Groupe - Petaling Jaya Dairy Sdn Bhd (2021 - 2022) • G eneral Manager, S.E.A Human Resource & Administration, Aliaxis Group - Paling Industries Sdn Bhd (2019 - 2021) • H ead of Human Resource, Scomi Group Bhd (2003 - 2019) • S enior Executive, Human Resource, Suria Business Solutions Sdn Bhd (1997 - 2003) LEADERSHIP DESTINI BERHAD ANNUAL REPORT 2025 25
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