03 GHL SYSTEMS BERHAD 199401007361 (293040-D) ANNUAL REPORT 2022 GHL SYSTEMS BERHAD CORPORATE PROFILE As ASEAN’s leading payment solutions provider, GHL’s reach spans across six countries; Malaysia, Philippines, Thailand, Indonesia, Singapore and Australia – stretching over a vast footprint of 419,400 payment touchpoints. At the forefront of the region’s cutting edge fintech, GHL empowers the payment revolution that is shaping today’s spending trend, offering extensive payment options, both offline and online to fulfil merchants and consumers’ needs. Our core activities are focused on these business pillars: t 5SBOTBDUJPO 1BZNFOU "DRVJTJUJPO As one of the largest ASEAN Transaction Payment Acquirers, we acquire merchants and enable them for debit and credit card payments as well as digital wallets, allowing consumers to pay using these alternatives instead of cash. Riding the ASEAN cashless tide, alongside significant Asian digital payment players, GHL’s Mobile Payments enable major local and cross border e-wallets’ acceptance across our footprint of more than 419,400 payment touchpoints. Our internet payment gateway, eGHL, offers a secure Online Payment gateway that covers more than 100 scheme and non-scheme payment channels, with a single integration, throughout the ASEAN region. Our subsidiary e-pay, powering the Prepaid Top-ups & Bill Collection services, leads Malaysia’s mobile reload & bill payment collection network, processing over 16 million transactions,, amounting to over RM450 million in value, nationwide per month. t 4IBSFE 4FSWJDFT GHL provides Payment Acceptance Devices such as Android All-in-One Point of Sales (POS) terminals and other devices devices, enabling them with complex payment applications, which are able to perform numerous electronic payment transaction types. t 4PMVUJPO 4FSWJDFT GHL offers Payment Solutions that includes customised online payment platforms, payment collection solutions, integrated payment solutions, loyalty points capture/redemption solutions, loan repayment solutions, and other bank or merchant specific requirements designed to cater to our client’s specific business needs. We also offer both software and hardware solutions, supporting our client’s development of secure payment networks. 5SBOTBDUJPO 1BZNFOU "DRVJTJUJPO 4PMVUJPO 4FSWJDFT 4IBSFE 4FSWJDFT
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