35 GHL SYSTEMS BERHAD 199401007361 (293040-D) ANNUAL REPORT 2022 KEY SENIOR MANAGEMENTS’ PROFILE CONT’D 4)0#"/" %&7* +":"/%3"/ Head, Corporate Communications & Marketing Malaysian, Age 47, Female '3"/$&4 $)00 Group Head, Products Malaysian, Age 47, Female Shobana joined GHL Systems Berhad on 3 May 2021 as the Head of Corporate Communication & Marketing, providing in-house corporate communication and marketing support to the Group’s activities across all markets and business units. She has over 20 years of experience covering various industries spanning GLC, MNC and startups in key corporate roles managing communications, branding, marketing and digital marketing. She received her Bachelor of Arts degree in English Literature from University of Malaya and also has a Professional Diploma in Digital Marketing from Digital Marketing Institute. Frances Choo joined GHL Systems Berhad on 1 December 2022 as the Group Head of Products. As the Group Head of Products, she is responsible for developing and managing a strategic portfolio of lending and payments solutions across the regions. Frances has more than 20 years of experience in both Legal Practice and Retail Banking. Prior to joining GHL, she was the Senior Vice President of AmBank Retail Banking, a leading Bank in Malaysia. She has vast experience in SMEs and secured lending business development, portfolio management and special projects including digital banking and innovation, alternate channels, new Basel model MFRS9. She holds a bachelor of LLB (Hon.) from University of Wales, Cardiff and possesses a legal practicing certification in Malaysia. She also holds an MBA in finance from University of Leicester, UK. /05&4 Saved as disclosed above, none of the key senior management personnel has: 1. any directorship in public companies and listed issuers; 2. any family relationship with any director and/or major shareholder 3. any conflict of interests that the person has with the listed issuer; and 4. any conviction of offences (other than traffic offences) within the past 5 years and particulars of any public sanction or penalty imposed by the relevant regulatory bodies during the financial year. Jeremy Low Peng Hui, Group Head of the Operations division, joined e-pay (M) Sdn. Bhd. in August 2005 as an Assistant Accountant. By January 2011, he was granted a promotion and became Senior Manager for the Internal Control department. Throughout his tenure, Jeremy has gained valuable experience within the company, namely Credit Control, Finance Operations (Procurement, Payment Processing, and Merchant Registration), Internal Control, Technical Support as well as Customer Service. When GHL Systems Berhad’s acquisition of e-pay took place in 2014, Jeremy commenced the role of Vice President of Operations, where his efforts for leading his team towards offering a seamless operational process that is best suited for all entities were recognised. On 1 January 2019, he was subsequently promoted to Group Head of Operations for GHL Systems Berhad. Jeremy graduated with a Bachelor of Business (Accounting) degree from the Royal Melbourne Institute of Technology (RMIT). Prior to joining e-pay (M) Sdn. Bhd., he served as a Senior Officer for the Credit Department in Star Cruises. +&3&.: -08 1&/( )6* Group Head – Operations Malaysian, Age 47, Male
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