Bank Islam Integrated Annual Report 2023

Focus Area Key Initiatives Results Thought leadership through research Building share margin financing portfolio Expanded stock coverage to offer a wider range of Shariah-compliant investment options including ESG Research Capitalised on the increased number of Shariah-compliant IPOs in 2023 to generate higher traction of share margin financing Increased stock coverage to include 85 stocks in 2023, focusing on thematic ESG reports, while continuing to deliver high-quality client service and engagement via company visits, corporate events and knowledge sharing Increased Share Margin Financing income from RM3.4 million in 2022 to RM4.7 million in 2023 BIMB Securities FINANCIAL & BUSINESS HIGHLIGHTS Financial/Business Highlights Total Financing decreased slightly y-o-y by -2.8% to RM16.1 billion, from a significant growth last year, mainly due to challenges in high attritions and redemptions resulted from full settlements, completed projects and asset quality management purpose Financing Solutions FY2021 14,179.5 FY2022 FY2023 16,537.9 16,071.8 7,042.8 7,136.7 9,586.9 6,951.0 9,189.7 6,882.1 2.8% TOTAL FINANCING (RM Million) Corporates Commercial 91 1 2 3 4 5 6 7 8 9 www.bankislam.com MANAGEMENT DISCUSSION AND ANALYSIS – BUSINESS REVIEW

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