STATEMENT OF VALUE-ADDED 2023 2022 Net income derived from investment of depositor’s funds 1,561,440 1,513,570 Net income derived from investment of account funds 365,739 393,858 Net income derived from investment of shareholder’s funds 549,986 402,518 Net allowance for impairment on financing and advances, net of recoveries (175,263) (140,032) Loss on modification for impairment on other financial assets – – Direct expenses (18,596) (11,414) Finance cost (111,549) (107,171) Overhead expenses excluding personnel and depreciation (470,942) (405,460) 1,700,815 1,645,869 DISTRIBUTION OF VALUE ADDED 2023 2022 Personnel expenses 861,251 821,955 Taxation and zakat 193,779 255,194 Dividend to shareholders 380,979 300,444 Depreciation 89,026 78,007 Retained earnings 175,780 190,269 1,700,815 1,645,869 Financial year ended 31 December 2023 Q1 Q2 Q3 Q4 Total Total revenue 1,104 1,120 1,138 1,167 4,529 Net income before impairment 608 609 620 640 2,477 Profit before overheads, zakat and tax 546 548 580 625 2,299 Profit before zakat and tax 162 184 197 204 747 Profit after zakat and tax 118 136 141 158 553 Earnings per share (sen) 5.33 6.04 6.21 6.99 24.57 Financial year ended 31 December 2022 Q1 Q2 Q3 Q4 Total Total revenue 774 823 934 1,045 3,576 Net income before impairment 523 547 612 627 2,309 Profit before overheads, zakat and tax 478 518 586 589 2,171 Profit before zakat and tax 159 181 219 187 747 Profit after zakat and tax 106 117 143 126 492 Earnings per share (sen) 4.95 5.44 6.63 5.84 22.86 72 Bank Islam Malaysia Berhad ◆ Integrated Annual Report 2023 Statement of Value Added & Distribution Quarterly Performance
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