Bank Islam Integrated Annual Report 2023

PROFIT BEFORE ZAKAT AND TAX RM746.8 million (2022: RM746.9 million) NET RETURN ON EQUITY 7.8% (2022: 7.5%) CASATIA RATIO 39.9% (2022: 36.8%) TOTAL ASSETS RM91.0 billion (2022: RM89.9 billion) ASSET GROWTH 1.2% (2022: 12.1%) GROSS IMPAIRED FINANCING RATIO 0.9% (2022: 1.3%) FINANCING GROWTH 3.0% (2022: 11.6%) Won Gold for Banking, Investment & Insurance Category at the 2023 Putra Aria Brand Awards Launched Selangor Halal SME Solution webpage with Halal International Selangor to provide SMEs with access to comprehensive solutions EMPLOYEE ENGAGEMENT INDEX 78% Disbursed RM8.3 million through Blended Financing Programme for microentrepreneurs Zakat paid RM13.8 million Provided BangKIT Business Grant to 125 asnaf entrepreneurs Environmental Social Economic 7 environment-friendly branches nationwide Official participant of the UN Global Compact Malaysia and Brunei Invested RM12.8 million in community enrichment FINANCIAL HIGHLIGHTS BUSINESS HIGHLIGHTS SUSTAINABILITY HIGHLIGHTS SHARIAH-ESG ASSET PORTFOLIO RM4.5 billion (2022: RM2.9 billion) Launched Ihsan Sustainable Investment Account (ISIA), the first Value-based Impact Investment, offering a unique avenue for purposeful investment in SDG-aligned financing assets with a social impact contribution through the zakat or Sadaqa House feature. 218.3 million Volume of active inquiries and transactions via online platforms 05 1 2 3 4 5 6 7 8 9 www.bankislam.com OVERVIEW OF BANK ISLAM 2023 Key Highlights

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