Personal Financing House Financing ASB Financing Vehicle Financing SME Financing Credit Card Ar-Rahnu Takaful Protection Will Writing Deposit • Term Deposit Tawarruq (TDT) • Al-Awfar Investment Products Commercial and Corporate Financing Solutions • Term Financing • Trade Financing • Working Capital • Structured Financing or Programme-based Financing Investment Banking and Advisory Treasury and Markets • Money Market • Foreign Exchange (FX) • Fixed Income Markets • Structured Products Connected Systems (Strategy & Technology) • IT Blueprint • CODE S+ • Data Analytics • Fintech Partnerships • Cloud-Native Digital Banking • Robotic Process Automation (RPA) • Electronic Know Your Customer (eKYC) Connected Processes (People & Channel) • Digital Academy • Bank Islam Shared Values • Digital bank through Be U • Mobile apps • Internet Banking Internet Banking GO by Bank Islam GO Biz by Bank Islam Be U by Bank Islam Sadaqa House SMEXpert eBanker Pro eMasjid Halal Integrated Platform BEST app BISonline Merchant Portal EZXcess Virtual Account Opening (VAO) InfaqPay eJamin (Collaboration with Dapat Vista (M) Sdn Bhd) Wealth Tech (Collaboration with Arabesque Asset Management Ltd) eWallet services (Collaboration with SnapNPay, kiplePay, GHL, MP@y and ME12PAY) OUR PRODUCTS DIGITAL ECOSYSTEM OUR DIGITAL FACILITIES Our Products & Services Banking on Shared Success: Advancing Prosperity for the Good of All Robust Shariah Governance Framework The Region’s First Full-Fledged Islamic Banking Institution Sizeable green financing portfolio, achieved Shariah-ESG assets target of more than RM4 billion Recognised by the General Council for Islamic Banks and Financial Institutions (CIBAFI) for sustainable development initiatives inclusive of ESG practices Dedicated Centre of Social Finance – Group Social Finance Division Ihsan Sustainability Investment Account Empowering clients to build a naturepositive economy, fostering environmental resilience and inclusive growth. Malaysia’s largest network of dedicated Islamic banking channels Values-based culture, with emphasis on Shariah goals and VBI principles Strong balance sheet and performance track record, with AA3/Stable/P1 rating by RAM Ratings Our Competitive Advantage 09 1 2 3 4 5 6 7 8 9 www.bankislam.com OVERVIEW OF BANK ISLAM
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