Bank Islam Integrated Annual Report 2022

Financial Year Ended 31 December 2022 2021 2020 2019 2018 Operating Results (RM'000) Total Revenue 3,576,354 3,167,757 3,342,202 3,644,696 3,336,502 Income Attributable to Depositors and Investment Account Holders 1,266,408 978,815 1,228,505 1,551,945 1,383,834 Profit Before Zakat and Tax ("PBZT") 746,866 704,221 728,213 843,480 810,258 Profit After Zakat and Tax ("PAZT") 491,672 534,305 564,954 627,609 593,887 Key Statements of Financial Position Items (RM'000) Total Assets 89,851,671 80,156,214 74,637,022 67,593,802 63,938,733 Total Financing 64,901,994 58,153,769 54,670,635 49,472,522 45,680,680 of which: Gross Impaired Financing 835,232 568,383 373,234 433,001 425,937 Investment in Securities 15,447,801 15,535,542 13,739,191 12,809,708 11,719,258 Deposits from Customers 60,707,504 57,338,834 51,077,262 47,408,738 49,895,232 Investment Accounts of Customers 14,461,439 10,452,902 12,368,528 10,240,373 5,176,819 CASATIA 27,685,071 26,845,680 22,907,392 18,860,995 17,668,839 Shareholders' Equity 6,796,243 6,399,938 6,285,699 5,714,453 5,276,407 of which: Share Capital 3,645,043 3,445,757 3,306,118 3,012,368 3,012,368 Ratio Analysis Return on Equity (based on PBZT) (%) 11.3 11.10 12.14 15.35 15.83 Return on Assets (based on PBZT) (%) 0.9 0.91 1.02 1.28 1.33 Return on Equity (based on PAZT) (%) 7.5 8.42 9.42 11.42 11.60 Return on Assets (based on PAZT) (%) 0.6 0.69 0.79 0.95 0.98 Cost Income Ratio (%) 59.8 57.01 53.81 53.56 52.97 Financing to Available Fund Ratio (%) 77.2 79.00 79.24 78.99 77.71 CASATIA Ratio (%) 36.8 39.60 36.11 32.72 32.08 Gross Impaired Financing Ratio (%) 1.27 0.96 0.67 0.86 0.92 Financing Loss Coverage (%) 140.80 187.19 248.63 179.32 187.75 Total Capital Ratio (%) 19.39 18.56 19.82 18.66 17.77 Earnings Per Share (sen) 22.86 21.87 22.19 25.00 23.96 Gross Dividend Per Share (sen) 13.80 10.93 10.92 12.45 11.86 Net Assets Per Share (RM) 3.15 3.08 2.42 2.28 2.10 Integrated Report 2022 62 PERFORMANCE REVIEW 5-Year Financial Summary

RkJQdWJsaXNoZXIy NDgzMzc=