Bank Islam Integrated Annual Report 2022

REAL ECONOMY What It Means What We Did Outlook BIMB aims to grow wealth inclusively within the real economy – concerned with producing and purchasing non-financial goods and services – and capture a greater customer share of that market. We support SMEs in growing the real economy by elevating their strengths and potential. The Bank supports various initiatives that build the real economy on equitable terms through a Halal ecosystem. • Expanded Halal economy financing portfolio by collaborating with Halal Development Corporation (HDC), Malaysia External Trade Development Corporation (MATRADE), SME Corporation Malaysia (SME Corp). • Formed new partnerships with MIDA and iPortal Live Sdn Bhd to promote growth in the Halal economy. • Launched real-economy programmes with marketing campaigns to promote SME solutions and digital platforms. • Introduced seven Shariah-ESG funds through BIMB Investment, including Global, Asia Pacific, Malaysia, technology equities, Global Sukuk and Wakaf Unit Trust Funds. Recorded an AUM of RM745.10 million as of 31 December 2022. Value Created • Increased awareness of the Bank’s SME financing programmes • Gained positive publicity and visibility as a valuable provider of business and financial insights for SMEs • Improved customer acquisition and retention for SMEs • BIMB Investment received five awards: – Best Risk-Adjusted Returns for ESG Principle Investment 2022 (fourth consecutive win) conferred by Alpha Southeast Asia – Best Overall Winner and Best Fund-Based on Asset Class (Equity) for BIMB-Arabesque Global ShariahESG AI Technology Fund, at The Edge ESG Awards 2022 – Best Shariah-ESG Investment Management Company 2022 at the Global Business Magazine Awards – The E-Commerce – Financial Services Award 2022 at the Malaysia Technology Excellence Awards • Enabled SME Banking customers to access financing for business growth needs. • Developed a strong ESG investing ecosystem through Shariah-ESG and sustainable investment in alignment with the BIMB Group’s principles. Through BIMB Investment, we strive to become the top Shariah-ESG investment leader in local and regional markets. To achieve this, we will expand into new market sectors and explore new asset classes and SRI funds. We aim to lead the next generation of asset management by providing sustainable risk-adjusted investment returns using Big Data and Artificial Intelligence. Integrated Report 2022 58 STRATEGIC REVIEW Strategic Performance Review

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