Group Bank Note 2022 RM’000 2021 RM’000 2022 RM’000 2021 RM’000 Income derived from investment of depositors’ funds 26 2,585,912 2,260,072 2,585,912 2,260,072 Income derived from investment account funds 27 587,924 497,538 587,924 497,538 Income derived from investment of shareholders’ funds 28 402,459 458,750 378,885 430,950 Net allowance for impairment on financing and advances, net of recoveries 29 (140,032) (190,738) (140,032) (190,738) Loss on modification of financial assets – (48,911) – (48,911) Net allowance for impairment on other financial assets 959 (7,406) 959 (7,406) Direct expenses (11,414) (10,938) (11,414) (10,938) Total distributable income 3,425,808 2,958,367 3,402,234 2,930,567 Wakalah fees from restricted investment accounts 17 59 308 59 308 Income attributable to depositors 30 (1,072,342) (818,688) (1,072,524) (818,883) Income attributable to investment account holders 31 (194,066) (160,127) (196,535) (160,643) Total net income 2,159,459 1,979,860 2,133,234 1,951,349 Personnel expenses 32 (821,955) (723,830) (788,420) (701,784) Other overhead expenses 33 (483,467) (461,922) (483,266) (449,062) 854,037 794,108 861,548 800,503 Finance cost 36 (107,171) (89,887) (107,156) (89,878) Profit before zakat and tax 746,866 704,221 754,392 710,625 Zakat (13,682) (12,275) (13,622) (12,222) Tax expense 37 (241,512) (157,641) (240,369) (157,256) Profit for the year 491,672 534,305 500,401 541,147 Earnings per share (sen) 38 22.86 21.87 The notes on pages 253 to 382 are an integral part of these financial statements. Financial Statements 243 01 05 03 07 02 06 09 04 08 Bank Islam Malaysia Berhad Statements of Profit or Loss for the financial year ended 31 December 2022
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