Bank Islam Integrated Annual Report 2022

Social Impact Sadaqa House by number since 2018 (as at 31st December 2022) RM17.5 mil Total Income (collection) 16,009 beneficiaries 374 microentrepreneurs RM10.1 mil Total Expenses (Disbursements) including RM4.6 mil for iTekad Bangkit Microfinance Sadaqa House 2022 Since inception in 2018 Funds collected RM7.3 million RM17.5 million Funds distributed RM5.1 million RM10.1 million Beneficiaries reached 10,545 individuals, institutions and micro-entrepreneurs 16,009 individuals, institutions and microentrepreneurs 4 YSM Agropreneurship Incubator Project The project is a collaboration among BIMB, the International Islamic University Malaysia (IIUM), and the Malaysian Institute of Sustainable Agriculture (MISA). It aims to equip participants with a comprehensive and hands-on approach to farming, marketing their produce, and achieving a sustainable income. Ultimately, this initiative aims to improve the livelihoods of participants, their families, and communities, while contributing to the local economy. Our accomplishments: • A total of 32 participants took part in the project, including 19 single mothers and 11 B40 IIUM students. • All participants completed a six month theory and practical organic farming course to ensure excellent harvest quality to be marketed immediately. • Various fresh green produce was harvested including spinach, kailan, water spinach (kangkung) and mustard leaves (sawi). • All vegetables are organically grown and pesticidefree. Additionally, organic fertilisers/composts were made from food wastes and organic material, such as dried leaves and branches, are found around IIUM. • Each participant received the proceeds from selling their harvests and a certificate of participation upon completion of the course. Integrated Report 2022 140

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