Bank Islam Integrated Annual Report 2022

Our Product & Services Personal Financing House Financing ASB Financing Vehicle Financing SME Financing Credit Card Ar Rahnu Takaful Protection Will Writing Deposit Investment Products OUR PRODUCTS Connected Systems (Strategy & Technology) • IT Blueprint • CODE S+ • Data Analytics • Fintech Partnerships • Cloud-Native Digital Banking • Robotic Process Automation (RPA) • Electronic Know Your Customer (eKYC) Connected Processes (People & Channel) • Digital Academy • Bank Islam Shared Values • Digital Bank through Be U • Mobile App • Internet Banking OUR DIGITAL ECOSYSTEM Internet Banking GO by Bank Islam GO Biz by Bank Islam Be U by Bank Islam Sadaqa House SMEXpert eBanker Pro eMasjid Halal Integrated Platform iPortal BEST App BIS Online TruRewards OUR DIGITAL FACILITIES Merchant Portal EZXCESS Virtual Account Opening (VAO) InfaqPay eJamin (Collaboration with Dapat) Wealth Tech (Collaboration with Arabesque) eWallet services (Collaboration with SnapNPay, kiplePay, GHL, MP@y, ME12PAY) CAPITAL MARKETS & CORPORATE ADVISORY BIMB INVESTMENT Strengths and Differentiation: 1 Experienced in facilitating projects as the Lead Arranger and Book Runner Strengths and Differentiation: 1 BIMB Investment offers a comprehensive range of sustainable and responsible investment solutions. 2 Upholding Shariah-ESG Values. 3 Embracing Big Data and Artificial Intelligence to offer a transparent and superior product with a focus on risk management. 1 Origination and execution of Islamic Securities and syndicated financing solutions 2 Corporate advisory Offers Shariah-ESG funds in Malaysia across multiple asset classes including: • Global Equities • Asia Pacific Equities • Malaysia Equities • Global ESG Sukuk • Wakaf unit trust fund BIMB SECURITIES Strengths and Differentiation: 1 Offering of personalised products and services at competitive and attractive rates. 2 Shariah Advisory services within the Capital Markets. 3 The only Islamic securities firm in Malaysia. 1 Shariah Advisory Services 2 Underwriting and Placement 3 Custodian & Nominees Services 4 Share Margin Financing 5 Trading in Securities 6 Investment Advisory-Research & Economic Outlook. Overview Bank Islam Malaysia Berhad 11 01 05 03 07 02 06 09 04 08

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