5 Case Studies: Our Success Stories CHE THAQIF BIN CHE MUSTAFHA (SELANGOR) DALINA BINTI ABDULLAH (KELANTAN) MOHAMAD IZUAN BIN AMIR RUDIN (SELANGOR) Che Thaqif is a local business owner in Selangor who offers printing services for various products including shirts, banners, medals, and tote bag. Dalina is a local businesswoman who sells women clothing and scarf in Kelantan. Mohamad Izuan is a local businessman who started a business in gym and cleaning services. His office is located in Rawang. Outlook In the coming years, BIMB's Commercial Banking and BIMB Investment initiatives will continue prioritising sustainable financing in renewable energy, waste management, and water treatment. Our target is to achieve between 10-15% year-on-year (YoY) growth on the total portfolio value. We also aim to boost our New-to-Bank & New-to-Product assets by diversifying our portfolio, developing innovative solutions, and identifying cross-selling opportunities, with a target YoY growth rate of 5%. Looking ahead to 2030, our focus will be on mitigating our exposure to high sustainability risk sectors by supporting clients' transition to a low-carbon economy and ESG&S business practices. BIMB will also continue to support Public Infrastructure projects, Social Finance, and Value-based intermediation (VBI) to promote real economic growth and community upward mobility. Expanding our sustainability capabilities into new segments beyond solar power energy will enhance our portfolio on Shariah-ESG products and solutions. Green Financing Portfolio Target achieved by September 2022 (RM) BIMB Investments’s accomplishment in Shariah-ESG space VBI FINANCING ARE VBI ALIGNED VBI ASSETS/INVESTMENTS VBI DEPOSIT & IAS Target to achieve by the end of 2025 (RM) RM2.9 billion RM4.0 billion 35.45% 69.42% 15.28% >RM700 mil Shariah- ESG fund >RM480 mil Global Equity Shariah-ESG fund >RM150 mil Global Sukuk Shariah-ESG fund 6 Overall Performance Approved amount: Printing services BBG: RM5,000 To BangKIT: RM15,000 Income before: RM20,000 Income after: RM25,000 Approved amount: Gym and cleaning services iTEKAD: RM50,000 To SME financing: RM190,000 Income before: Gym: RM5,000 Cleaning services: RM20,000 Income after: Gym: RM10,000 Cleaning services: RM50,000 Approved amount: Selling women clothing BangKIT: RM20,000 To iTEKAD: RM50,000 Income before: RM30,000 Income after: RM60,000 Figure stated are BIMB’s progress on its products’ alignment with VBI requirement from 201709/2020 Sustainability Statement Bank Islam Malaysia Berhad 119 01 05 03 07 02 06 09 04 08
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