WHO WE ARE AND WHAT WE DO BIMB Investment is the fund management arm of BIMB and a United Nations Principles of Responsible Investment (UNPRI) signatory. With a track record of more than 28 years in Islamic Fund Management, BIMB Investment has been a pioneer in the industry on Shariah-ESG investing since 2015. BIMB Investment currently manages a total of 15 funds (comprised of 7 Shariah-ESG funds) across multiple asset classes and geographical locations. BIMB Investment has continued pioneering roles with the growing integration of Artificial Intelligence (AI) into investment process and strategies and is committed to delivering risk-adjusted sustainable and consistent investment performance to investors. BIMB Investment’s aim is to remain innovative in Shariah-ESG space, providing solutions to cater to the needs of all investors that include retail and sophisticated investors, as well as corporate and institutions, through: upholding Shariah-ESG Value; embracing Big Data & Artificial Intelligence to offer transparent and superior products with a focus on risk management; remaining innovative by developing creative solutions to deliver added value to customers and stay ahead of the competition; establishing an effective risk management framework to protect BIMB Investment’s capital base and earnings while promoting sustainable growth; taking a disciplined service approach that drives the systematic and consistent application of hard work to achieve results; adhering to a strong moral compass guided by Islamic teachings that drive our decision-making and always upholding the value of integrity. KEY FOCUS AREAS & RESULTS Focus Areas What We Did in 2022 Results Sustainable Product Innovation Promoted sustainability values within the company. BIMB Investment’s strength in the Shariah-ESG space was reflected in multiple sustainability-related awards won in 2022, as shown on page 6. Customercentricity Promoted the BEST app through digital marketing initiatives. BEST app: • More than 30,000 users with RM30 million worth of investment • Winner of the The E-Commerce – Financial Services Award at the Malaysia Technology Excellence Awards 2022 (2nd consecutive year) Digitalisation Continuous efforts to intensify the digital business. • Enhanced the BEST app to improve the user experience and relationship management approach, leveraging Artificial Intelligence and Big Data technology. Management Discussion & Analysis Bank Islam Malaysia Berhad 99 01 05 03 07 02 06 09 04 08
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