Bank Islam Integrated Annual Report 2020

ěÝě ¸ : ĀŽě ¸ Ą ěŽÝ ӭě:ĄӮ ěÝě ¸ AŽřŽAKÇA :ĩČěÝÃKĄ AKĀÝȎěČ ծ ŽÇřKČěÃKÇě ::ÝĩÇěČ 5.8 BILLION іѕӝўї ČKÇ PER SHARE іѕӝіՐ 19.8% RM281.5 MILLION RM63.4 BILLION 2019: 18.6% THE BANKHAS A TRACK RECORDOF ROBUST ASSET Ăĩ ¸Žěťӗ ŚŽě‰ {Žy Ą ěŽÝ CONSISTENTLY AMONGST THE LOWEST IN THE INDUSTRY, WHICH IS LOWER PERFORMINGAT 0.67%AS Ýy KÇAӳAK:KÃ9KĄ їѕїѕӗ LOWER THAN THE 1.6%REGISTEREDBY THE BANKING SYSTEM Çljɽ ŽȶƺɁȴlj ÃƃɨǼȈȶ ӯǎÃӰ ǹljȢȢ ɽɁ ѵӝѷѴՐ ӯȈȶƺȢʍǁȈȶǼ ȴɁǁȈǹȈƺƃɽȈɁȶ ȢɁɰɰӖ ѵӝѵѸՐӰ ǹɨɁȴ ѵӝѸѴՐ Ȉȶ ѵѳѴѼӗ ǁʍlj ɽɁ ɽȃlj ǹʍȢȢ ljǹǹljƺɽ Ɂǹ Ã:Ý ɰljljȶ ƃǹɽljɨ ɽȃlj ɰȈʯӸȴɁȶɽȃ ȴɁɨƃɽɁɨȈʍȴ ljȶǁljǁӝ :ɨljǁȈɽ ƺɁɰɽ ƃɰƺljȶǁljǁ ɽɁ ѳӝѶѼՐ ǹɨɁȴ ѳӝѴѺՐ Ȉȶ ѵѳѴѼӝ ěȃlj 9ƃȶȟ ȃƃɰ ƃȢɰɁ ƃȴɥȢȈǹȈljǁ Ȉɽɰ ǹɁƺʍɰ Ɂȶ ǼɨɁʥȈȶǼ ȶɁȶӸǹʍȶǁ ƹƃɰljǁ ȈȶƺɁȴlj ǹɨɁȴ Ȉȶʤljɰɽȴljȶɽ ƃƺɽȈʤȈɽȈljɰӗ ȢljʤljɨƃǼȈȶǼ Ɂȶ ǁljƺȢȈȶȈȶǼ Ȉȶɽljɨljɰɽ ɨƃɽlj ȃljȶƺlj ɽȃlj ȈȴɥɨɁʤljǁ ȶɁȶӸǹʍȶǁ ƹƃɰljǁ ȈȶƺɁȴlj ӯÇy9ŽӰ ɨƃɽȈɁ ɽɁ ѴѷӝѻՐ ӯѵѳѴѼӖ ѴѳӝѻՐӰӝ ȴȈǁɰɽ ɽȃlj Ɂʍɽƹɨljƃȟӗ ɽȃlj 9ƃȶȟ ɰƃʥ ƃ ɰȢȈǼȃɽ ʍɥɽȈƺȟ Ȉȶ ƺɁɰɽӸɽɁӸȈȶƺɁȴlj ɨƃɽȈɁ ӯ:ŽĄӰ ɽɁ ѸѶӝѷՐ ǹɨɁȴ ѸѵӝѼՐ Ȉȶ ѵѳѴѼӝ ÃɁʤȈȶǼ ǹɁɨʥƃɨǁӗ ƺɁɰɽ ɁɥɽȈȴȈɰƃɽȈɁȶ ʥȈȢȢ ƹlj ƃ ȟljʰ ɥɨȈɁɨȈɽʰ ǹɁɨ ɽȃlj 9ƃȶȟӝ ěȃlj 9ƃȶȟӡɰ ƃȶȶʍƃȢȈɰljǁ ƹljǹɁɨljӸɽƃʯ Ąljɽʍɨȶ Ɂȶ KɧʍȈɽʰ ӯĄÝKӰ ɨljȴƃȈȶljǁ ȃljƃȢɽȃʰ ƃɽ ѴѵӝѴՐ ӯѵѳѴѼӖ ѴѸӝѶՐӰӗ ʥȃȈȢlj ljƃɨȶȈȶǼɰ ɥljɨ ɰȃƃɨlj ʤƃȢʍljǁ ƃɽ ѵѵӝѴѼ ɰljȶ ӯѵѳѴѼӖ ѵѸӝѳѳ ɰljȶӰӝ Çljɽ ƃɰɰljɽɰ ɥljɨ ɰȃƃɨlj ȈȴɥɨɁʤljǁ ɽɁ ĄÃѵӝѷѵ ƃɰ Ɂǹ ѶѴ Aljƺljȴƹljɨ ѵѳѵѳӗ ƺɁȴɥƃɨljǁ ɽɁ ĄÃѵӝѵѻ ƃɰ Ɂǹ ѶѴ Aljƺljȴƹljɨ ѵѳѴѼӝ yɁɨ yťѵѳѵѳӗ ɽȃlj 9ƃȶȟ ǁljƺȢƃɨljǁ ƃ ɽɁɽƃȢ ǁȈʤȈǁljȶǁ Ɂǹ ѴѳӝѼѵ ɰljȶ ɥljɨ ɰȃƃɨlj Ɂɨ ĄÃѵѻѴӝѸ ȴȈȢȢȈɁȶӝ 9 Ƕ ŽČ¸ à à ¸ ťČ Ž 9KĄ‰ A ŽÇěK{Ą ěKA ÇÇĩ ¸ ĄKĀÝĄě їѕїѕ 71