Bank Islam Integrated Annual Report 2020

EVOLVING BUSINESS ROLE Description Our Response and Related Strategy Impact Outlook • ěȃlj ɨɁȢlj Ɂǹ Ž ɰ ȢƃȴȈƺ ƹƃȶȟɰ Ȉ ɰ ɨljȈȶǹɁɨƺljǁ ǹɁɨ ƺɨljƃɽȈȶǼ ƃ ȴɁɨlj ɰʍɰɽƃȈȶƃƹȢlj ǹ ȈȶƃȶƺȈƃȢ ɰʰɰɽljȴ ƃɰ ƹʍɰȈȶljɰɰljɰ ƃȶǁ ȴƃɨȟljɽɰ ɨljƺɁʤljɨ ƃȶǁ ljȶɽljɨ ȈȶɽɁ ɽȃlj ɥɁɰɽӸ:ÝřŽA ljɨƃӝ ČȃƃɨȈƃȃ Ȉȶɰɽɨʍȴljȶɽɰ ɰʍƺȃ ƃɰ ʥƃɧǹ ƃȶǁ ɰƃǁƃɧƃȃ ƺƃȶ ɥɁɰȈɽȈʤljȢʰ ȃljȢɥ ɨƃȈɰlj ƺƃɥȈɽƃȢ ɽȃƃɽ Ȉɰ ɨȈɰȟӸƃƹɰɁɨƹljȶɽӗ ʰȈljȢǁȈȶǼӗ ƃȶǁ ȈȶƺȢʍɰȈʤlj ʥȈɽȃ ɰɁƺȈƃȢ ƃȶǁ ljȶʤȈɨɁȶȴljȶɽƃȢ ƹljȶljǹȈɽɰӝ • ěȃljɨlj Ȉɰ ƃȶ ƃƺȟȶɁʥȢljǁǼljȴljȶɽ Ɂǹ ɽȃlj ǼɨɁʥȈȶǼ ȶljljǁ ɽɁ ǹɁƺʍɰ Ɂȶ Kȶ ʤ Ȉ ɨ Ɂ ȶȴljȶ ɽ ƃ Ȣ ӗ Č Ɂ ƺ Ȉ ƃ Ȣ ƃ ȶǁ {Ɂʤljɨȶƃȶƺlj ӯKČ{Ӱ ǹƃƺɽɁɨɰ ƃɰ ȈȶɽljǼɨƃȢ ƹʍɰȈȶljɰɰ ƺɁȶɰȈǁljɨƃɽȈɁȶɰӗ ʥȃljɨlj ɽȃlj ƃȈȴ Ȉɰ ɽɁ ƺɁȶɽɨȈƹʍɽlj ɽɁ ɽȃlj Ǽɨljƃɽljɨ ǼɁɁǁ ƃɰ ɽȃlj ʥɁɨȢǁ ƺɁȶɽȈȶʍljɰ ɽɁ ƹƃɽɽȢlj ɽȃlj ljǹǹljƺɽ Ɂǹ ɽȃlj ɥƃȶǁljȴȈƺӝ • Žȶ ȟljljɥȈȶǼ ʥȈɽȃ ɽȃlj ɥɨȈȶƺȈɥȢljɰ Ɂǹ řƃȢʍljӸ9ƃɰljǁ ŽȶɽljɨȴljǁȈƃɽȈɁȶ ӯř9ŽӰӗ ŽɰȢƃȴȈƺ ƹƃȶȟɰ ȶljljǁljǁ ɽɁ ɨljƺƃȢȈƹɨƃɽlj ɽȃljȈɨ ɥɨɁǁʍƺɽɰ ƃȶǁ ɰljɨʤȈƺljɰ ɽɁ ȴljljɽ ɽȃlj ljʤɁȢʤȈȶǼ ȶljljǁɰ ƃȶǁ ljʯɥljƺɽƃɽȈɁȶɰ Ɂǹ ɽȃljȈɨ ƺʍɰɽɁȴljɨɰӗ ʥȃȈȢlj ƃǁǁɨljɰɰȈȶǼ ɰɁƺȈƃȢ Ɂɨ ljȶʤȈɨɁȶȴljȶɽƃȢ Ȉɰɰʍljɰ ɽȃƃɽ ǁȈɨljƺɽȢʰ ƃǹǹljƺɽ ɽȃljȴӗ ȈȶƺȢʍǁȈȶǼ ɽȃljȈɨ ȢȈʤljȢȈȃɁɁǁɰ ƃȶǁ ɧʍƃȢȈɽʰ Ɂǹ ȢȈǹljӝ • 9ƃȶȟɰ ʥȈȢȢ ȈȶƺɨljƃɰȈȶǼȢʰ ʥɁɨȟ ʥȈɽȃ ɽȃlj Ȉȶǁʍɰɽɨ ʰ ƃȶǁ ƃɥljʯ Ȉȶɰɽ Ȉɽʍɽ ȈɁȶɰ ɽɁ ȴƃȈȶɰ ɽ ɨljƃȴ ČɁƺȈƃȢ Ȣ ʰ ĄljɰɥɁȶɰ ȈƹȢlj Žȶʤljɰɽȴljȶɽ ӯČĄŽӰӗ ɰʍȟʍȟ ƃȶǁ Ɂɽȃljɨ KČ{ӸljȶƃƹȢljǁ ǹȈȶƃȶƺȈȶǼ ɰɁȢʍɽȈɁȶɰӗ ʥȃȈƺȃ ʥȈȢȢ ƃɰɰʍɨlj ɽȃljȴ ɨljɰɥɁȶɰȈƹȢlj ƃȶǁ ɨljɰȈȢȈljȶɽ ǼɨɁʥɽȃӝ • Ślj ɨljȴƃȈȶljǁ ƺɁȴȴȈɽɽljǁ ɽɁ ǹƃƺȈȢȈɽƃɽȈȶǼ ɽȃlj ɥɨɁʤȈɰȈɁȶ Ɂǹ ɨljɰɥɁȶɰȈƹȢlj ƃȶǁ ljɽȃȈƺƃȢ ǹȈȶƃȶƺȈƃȢ ɰɁȢʍɽȈɁȶɰ ɽɁ ljȴɥɁʥljɨ ɽȃlj ƺɁȴȴʍȶȈɽʰӝ ŚȈɽȃ ɽȃlj ȃljȢɥ Ɂǹ ɰɁƺȈƃȢ ǹȈȶƃȶƺlj Ȉȶɰɽɨʍȴljȶɽɰ ɰʍƺȃ ƃɰ ʥƃɧǹӗ ɰƃǁƃɧƃȃ ƃȶǁ ˃ƃȟƃɽӗ ʥlj ƺɁȶɽȈȶʍljǁ Ȉȶ Ɂʍɨ ljǹǹɁɨɽɰ ɽɁ ȴƃȟlj ǹȈȶƃȶƺȈƃȢ ɥɨɁɽljƺɽȈɁȶ ȴɁɨlj ƃǹǹɁɨǁƃƹȢlj ƃȶǁ ƃƺƺljɰɰȈƹȢlj ɽɁ ʥȈǁljɨ ƺɁȴȴʍȶȈɽȈljɰӝ 3 Links: ČɽɨƃɽljǼȈƺ ĀɨȈɁɨȈɽȈljɰӖ ČɽƃȟljȃɁȢǁljɨɰӖ :ƃɥȈɽƃȢɰӖ ĄȈɰȟɰӖ ÃƃɽljɨȈƃȢ ÃƃɽɽljɨɰӖ BANK ISLAM MALAYS IA BERHAD INTEGRATED ANNUAL REPORT 2020 47