Bank Islam Integrated Annual Report 2020

26 Over v iew of Bank I s lam Key Message Value Creat ion at Bank I s lam :+$7 :( '2 PERSONAL BANKING Comprehensive suite of services that include deposit and personal investment products, bank card solutions, financing products including personal, home and automobile, and transactional banking services ӝ Strengths & Differentiation: • Competitive financing rates Ȉȶ ɽȃlj ȴƃɨȟljɽӝ • Convenience for financing customers through our “Doorstep Banking” ɰljɨʤȈƺljӝ • ČʍƹɰɽƃȶɽȈƃȢ ɥʍƹȢȈƺ ȈȴɥɨljɰɰȈɁȶ ǹɁɨ Al-Awfar product that generates good returns ɽȃɨɁʍǼȃ ƃɽɽɨƃƺɽȈʤlj ɥɨȈ˃ljɰӝ • Award-winning debit card solutions ʥȈɽȃ ƃɥɥljƃȢȈȶǼ ƺɁӸƹɨƃȶǁȈȶǼ ȈȶȈɽȈƃɽȈʤljӝ COMMERCIAL AND SME BANKING ʥȈǁlj ɨƃȶǼlj Ɂǹ ƹʍɰȈȶljɰɰ financing facilities, catering to commercial vendors and ČÃKɰӗ ʥȃȈƺȃ ȈȶƺȢʍǁlj ʤljȶǁɁɨ financing, business premises financing and contract ǹȈȶƃȶƺȈȶǼ ɰljɨʤȈƺljӝ Strengths & Differentiation: • Customised financing facilities that cater to differing client needs. • Innovative offers ǹɁɨ ǁȈǹǹljɨljȶɽ ƺʍɰɽɁȴljɨ ƃɥɥljɽȈɽljӝ • ČɽɨɁȶǼ ɨƃɥɥɁɨɽ ʥȈɽȃ ɰɽɨƃɽljǼȈƺ ɥƃɨɽȶljɨɰ ǹɁɨ comprehensive financial solutions. • ĀɨɁʤȈɰȈɁȶ Ɂǹ special programmes to nurture SME entrepreneurs.