Bank Islam Integrated Annual Report 2020

173 Directors’ Report 179 Statement by Directors 180 Report of the Shariah Supervisory Council 185 Statutory Declaration 186 Independent Auditors’ Report 189 Statements of Financial Position 190 Statements of Profit or Loss 191 Statements of Other Comprehensive Income 192 Consolidated Statement of Changes in Equity 194 Statement of Changes in Equity 196 Statements of Cash Flow 199 Notes to the Financial Statements 315 Pillar 3 Disclosure FINANCIAL STATEMENTS

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