PRG Holdings Berhad Annual Report 2018

20. BORROWINGS (continued) (c) The currency exposure profile of borrowings are as follows: Group Company 2018 2017 2018 2017 RM’000 RM’000 RM’000 RM’000 Ringgit Malaysia 28,436 24,076 - - United States Dollar - 478 - - Hong Kong Dollar 15,060 - 15,060 - Vietnamese Dong 3,097 4,015 - - 46,593 28,569 15,060 - (d) The borrowings of the Group and of the Company bear the following interest rates per annum: Group Company 2018 2017 2018 2017 % % % % Term loans 4.62 - 8.50 3.50 - 6.36 8.5 - Trade bills 7.00 - 7.80 2.96 - 7.20 - - Hire purchase creditors 2.50 - 6.27 2.18 - 4.25 - - Bank overdraft 6.90 - 8.92 - - - (e) Information on financial risks of borrowings and its remaining maturity is disclosed in Note 33 to the financial statements. 21. TRADE AND OTHER PAYABLES Group Company 2018 2017 2018 2017 Note RM’000 RM’000 RM’000 RM’000 Non-current Other payables (c) 3,339 9,556 - - Current Trade payables Third parties 20,185 13,097 - - Retention sums 6,377 3,693 - - Amount owing to a joint venture - 48 - - Amount owing to an associate 2,479 - - - (a) 29,041 16,838 - - 2018 A N N U A L R E P O R T 140 notes to the financial statements 31 December 2018 (continued)